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Welcome,

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Turn Your Plots Into Savings

NEW

Join REIS Sacco and borrow up to 3× your savings using your completed UIP plots as collateral.

Explore REIS Sacco

Real Estate Investors Sacco (REIS)

REIS Sacco lets UIP land owners turn their completed plot purchases into a savings portfolio that can be borrowed against. Once you're a member, your fully paid plots count toward your savings balance — and you can borrow up to that amount at a flat 1% per month interest rate.

Join Online

  • 1
    Click the Join REIS Sacco button above.
  • 2
    You'll be taken to uipsacco.com to complete your membership registration.
  • 3
    Once approved, your completed UIP plots automatically count toward your Sacco savings.

Join via USSD

USSD registration is coming soon

We'll publish the dial code here as soon as it's live.

Your Loan Qualification

Enter the balance shown on your REIS Sacco account.

Completed Portfolio (Collateral Base)

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You Qualify For (3× Savings)

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Portfolio Guarantee (30%)

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You qualify for what you've saved in the Sacco. 30% of your completed plot portfolio acts as collateral for the loan, and your savings guarantee the rest. Membership requires at least 6 months of continuous saving with REIS Sacco — speak to our Sacco office for details.

Loan Repayment Calculator

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Monthly Installment

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Total Interest (1%/month)

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Total Repayment

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Balance Guaranteed by Savings

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Your Identity

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Required for title deed processing and identity verification.

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